A Coordinated Team Built Around Your Financial Life
Home Service Pros Financial brings together professionals and resources across financial efficiency, business financing, credit, cash-flow strategy, risk management, tax-strategy coordination, employee benefits, insurance, financial reserves, wealth strategies, and related disciplines.
Our philosophy is straightforward
Financial decisions should not happen in isolation.
A financing decision can affect cash flow. Cash flow can affect taxes and reserves. Benefits affect expenses and employees. Credit affects access to capital. Risk management helps protect what you've worked to build.
That's why our approach emphasizes coordination.
You may already have a CPA, attorney, insurance professional, lender, benefits professional, or another trusted advisor. We're happy to work with them.
Or, where appropriate, our network can help bring together professionals needed to address different parts of your financial picture.
The objective isn't to replace good advisors. It's to make the entire financial strategy work together more efficiently.
Our Team
Home Service Pros Financial was created around a simple idea: business owners shouldn't have to piece together important financial decisions across disconnected professionals and strategies.
Our leadership brings decades of combined experience across business financing, credit, cash-flow optimization, risk management, insurance, wealth strategies, investment management, estate and tax-strategy coordination, and related financial disciplines.
Together, Hugo Espíritu and Sebastien Boyer lead a coordinated approach designed specifically for Home Service Professional business owners—helping them identify financial inefficiencies, strengthen cash flow, improve access to capital, protect what they've built, and create a stronger long-term financial foundation.
Hugo Espíritu
Co-Founder, Fiduciary & Financial Strategist
Certified Tax Strategist from the American Institute of Certified Tax Planners
Hugo brings more than 15 years of experience in financial services and investment management, working with families and business owners across financial planning, investment management, insurance, real estate, business planning, and the coordination of tax and estate-planning strategies.
His approach focuses on helping clients see the bigger financial picture and coordinate the professionals, strategies, and resources necessary to make more informed financial decisions for both their businesses and their families.
Sebastien Boyer
Co-Founder & Financial Strategist
Business Credit and Funding Expert, Wealth Reserve Account Designer
Sebastien brings more than 12 years of experience working with entrepreneurs and business owners across business funding, SBA 7(a) financing, equipment financing, business and personal credit, debt restructuring, cash-flow strategy, risk management, and wealth-building strategies.
His work focuses on helping business owners understand how the different areas of their financial lives interact—and identifying opportunities to improve financial efficiency, strengthen access to capital, protect what they earn, and convert business success into long-term personal and family wealth.
How we work with qualified professionals
Home Service Pros Financial and its participants identify opportunities, evaluate options, and develop strategy across your financial picture — tax strategy included. Services that require a licence — tax return preparation, representation and attest work, legal, securities, insurance, mortgage and lending services — are performed by the appropriately qualified and licensed professionals responsible for them, under their own agreements and professional obligations.
Home Service Pros Financial does not itself provide legal or investment advice, and nothing on this page is a guarantee of savings, financing approval, credit improvement, tax outcomes, insurance approval, or investment results. See our Terms of Use for details.
Start with a clear picture of where your money is going.
